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own it now, pay later
Zip gives you the freedom to buy the things you love today. No fuss, no wait, no worries.
Nothing to pay today
We pay the store, you take the
goods the same day.
Interest free
Easy interest free payments.
No hidden fees.
Flexible repayments
Pay us back how you like -
weekly, fortnightly or monthly.
Reusable account
A reusable account with a
limit that suits your needs.
Whatever you want from Bonds, there’s a Zip for that.
Two great ways to help you own it.
Your everyday spending account
Up to $1,000
Account limits
Up to $1,000
Interest free period
Always interest free
Minimum repayments
$40/month
Monthly fees
$6/month (waived if you have no balance)
Ideal for life’s bigger buys
Over $1,000
Account limits
$1,000 - $5,000
Interest free period
Up to 6 months interest free
Establishment Fee
$0 - $99 (one off fee added to your balance)
Minimum repayments
From $40/month or 3% (whichever is greater)
Monthly fees
$6/month (waived if you have no balance)